TRANSPARENT PROPOSALS : Complete and precise details are crucial in the insurance proposal form. By openly disclosing all information, you empower the insurance company to assess risks accurately, preventing future misunderstandings or disputes.

INCOMPLETE OR INCORRECT INFORMATION:Ensure that all required fields are filled out accurately on the claim form. Double-check your information before submitting the claim.

MISSING DOCUMENTATION: Attach all necessary supporting documents, such as receipts, invoices, medical records, or any other relevant paperwork. Make copies of these documents for your records.

EXPIRED COVERAGE: Regularly review your insurance policies to ensure they are up-to- date. Be aware of policy expiration dates and renew coverage before it lapses.

EXCLUDED OR UNCOVERED EVENTS: Understand the terms and conditions of your insurance policy. Be aware of any exclusions or events that may not be covered. If necessary, consider purchasing additional coverage.

LATE SUBMISSION: Submit your claim promptly. Be aware of any deadlines specified by your insurance provider. Keep track of important dates and set reminders to avoid late submissions.

POLICY VIOLATIONS: Adhere to the terms and conditions of your policy. Avoid any actions that may violate the terms of coverage.

PRE-EXISTING CONDITIONS:Be aware of any pre-existing conditions that may affect your coverage. Disclose all relevant information when obtaining insurance and understand how pre-existing conditions are handled.

PFRAUDULENT CLAIMS: Be honest and transparent when submitting a claim. Avoid any misrepresentation of facts that could be deemed as fraudulent.

FAILURE TO NOTIFY: Inform your insurance provider promptly in the event of a covered incident. Some policies may have specific notification requirements, so be familiar with them.

UNAPPROVED PROVIDERS OR SERVICES: Use approved providers and services covered by your insurance policy. Check with your insurance provider for a list of approved facilities or professionals.

POLICY EXCLUSIONS: Understand the specific exclusions mentioned in your policy. If needed, consider purchasing additional coverage to address potential gaps.

LACK OF DOCUMENTATION FOR PROPERTY CLAIMS: Take photos and keep detailed records of your property before any damage occurs. This documentation can be crucial when filing property-related claims.

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Viswanathan Odatt

Mob No. 98957 68333

Email: odatt@aimsinsurance.in